Tuesday, August 5, 2014

iPhone 6: How Apple wants to conquer in the mobile payment


 Apple's ambitions in the mobile payment

With 800 million credit card data, a touch sensor on the iPhone 5Ssécurisant transactions, the Passbook application or clear statements on the subject of his boss Tim Cook, there is no doubt that the introduction of Apple in the mobile payment is planned. Where is it and what are the consequences for users?

Many companies have sensed the bargain, and does not lack ingenuity. Amazon would be about to join Paypal in the race by launching a new biometric payment solution.

Apple is not on his side not to be outdone, author of numerous patents, including the ability to automatically retrieve information from a credit card photographing, conducting financial transactions with another utilisateurd'iPhone by bringing both devices, or share amounts of addition (eg restaurant) between multiple clients after shot.

As evoked 9To5Mac, reference Apple subjects, business Cupertinoserait currently in discussions with the managers of large retail chains to set up a mobile payment service on a large scale, while discussions with key existing payment companies such as Visa and Mastercard.


Security, maturity and confidence, heart problem

Security - Until recently, the problem of existing technologies were mainly due to a lack of security, being reluctant to mobile users unrestricted use this new technology. Thus, most of the French bank cards have NFC by default, which even disabled can transmit sensitive personal information.
Lack of maturity - Some sources suggest the NFC in the iPhone 6 which is due out after the holidays, while others opt instead on the use of low energy Bluetooth, democratizing gradually and will also work with most objects connected under development, including his own shows connected. A global launch of such compatible objects for contactless payments is expected to announce the launch of this innovation, and should encourage merchants to accept and encourage the development of this method of paperless transaction.
Confidence - Known for the reliability of its products, partnering with a company in the payment sector brand, closed iOS operating system, rather than NFC Bluetooth, biometric sensor ... So reassuring factors that suggest the imminent arrival of Apple in contactless payment and unrestrained adoption of its users.


Monopoly in the sector?

The company Apple is nevertheless known to love to keep an attractive percentage of the services rendered and do not like to share. Recently, an application under iOS proposed management bitcoin client portfolio and was censured by the American firm without further justification. The application claiming more than 120,000 downloads on Appstore she began to take a little too much, to the point of threatening the imminent arrival of Apple's payment system, also working on the concept of portfolio?

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