With 800 million credit card data, a touch sensor on the
iPhone 5Ssécurisant transactions, the Passbook application or clear statements
on the subject of his boss Tim Cook, there is no doubt that the introduction of
Apple in the mobile payment is planned. Where is it and what are the
consequences for users?
Many companies have sensed the bargain, and does not lack
ingenuity. Amazon would be about to join Paypal in the race by launching a new
biometric payment solution.
Apple is not on his side not to be outdone, author of
numerous patents, including the ability to automatically retrieve information
from a credit card photographing, conducting financial transactions with
another utilisateurd'iPhone by bringing both devices, or share amounts of
addition (eg restaurant) between multiple clients after shot.
As evoked 9To5Mac, reference Apple subjects, business
Cupertinoserait currently in discussions with the managers of large retail
chains to set up a mobile payment service on a large scale, while discussions
with key existing payment companies such as Visa and Mastercard.
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Security, maturity
and confidence, heart problem
• Security - Until recently, the problem
of existing technologies were mainly due to a lack of security, being reluctant
to mobile users unrestricted use this new technology. Thus, most of the French
bank cards have NFC by default, which even disabled can transmit sensitive
personal information.
• Lack of maturity
- Some sources suggest the NFC in the iPhone 6 which is due out after the holidays,
while others opt instead on the use of low energy Bluetooth, democratizing
gradually and will also work with most objects connected under development,
including his own shows connected. A global launch of such compatible objects
for contactless payments is expected to announce the launch of this innovation,
and should encourage merchants to accept and encourage the development of this
method of paperless transaction.
• Confidence -
Known for the reliability of its products, partnering with a company in the
payment sector brand, closed iOS operating system, rather than NFC Bluetooth,
biometric sensor ... So reassuring factors that suggest the imminent arrival of
Apple in contactless payment and unrestrained adoption of its users.
Monopoly in the
sector?
The company Apple is nevertheless known to love to keep an
attractive percentage of the services rendered and do not like to share.
Recently, an application under iOS proposed management bitcoin client portfolio
and was censured by the American firm without further justification. The
application claiming more than 120,000 downloads on Appstore she began to take
a little too much, to the point of threatening the imminent arrival of Apple's
payment system, also working on the concept of portfolio?
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